Best Alternative to PayPal in India for Freelancers & Businesses

PayPal Alternatives

Digitalization has taken over the world. It plays a vital role in everything, starting from controlling electrical appliances, marketing, and advertising, medical procedures and operations, and many more.

One of the awesome features of digitalization is the ease with which it allows users and businesses to send and receive money.

Gone are the days when people used to go to banks or post offices to send money or exchange cheques. Now, payment apps like Paypal, Payoneer, Google pay, Stripe, Transferwise, etc have made the money transaction process quite easy.

With one or two taps, your money will safely get transferred to another person’s account. International payments have never been easy because of the currency exchange rates and other charges.

These apps charge minimal fees and facilitate quick transactions.

In this article, we will cover the best Paypal alternative in India which will help people to send and receive international and domestic payments.

What is Paypal?

Paypal is an online platform (comes in both website and app format) that allows its users to send and receive money easily. By linking your bank account, debit card, and credit card, with Paypal, one can easily receive, transact, and buy goods and services.

It provides a safe and secure platform for exchanging money without physical currency or cheque. It also accommodates the transaction of international payments.

Paypal is not the only online payment getaway. There are many good and secure payment apps that are a must for businesses and personal use during this digital age. For example, even our day-to-day chatting application has come up with “WhatsApp pay” to transfer funds to your friends and family easily.

Read ahead to know more about the different apps and websites like Paypal to exchange money be it for your business or personal use.

Here Is a List of PayPal Alternatives for Personal Use

  • Google Pay

    As the name suggests, this app has been developed by Google and was previously called Tez. One can download this app on their phones, tablets, or smartwatches, and make and receive payments. This app also gives amazing cashback and other rewards.

With this app, you can send money to any UPI ID within seconds across the globe.

Remitly is another popular website like Paypal that allows you to carry out international transactions easily. One can send money directly via debit or credit card as well for a transaction charge of less than $4.

This service provider also gives its users many lucrative offers. One such offer is that you can send money without any fees! (But it will take 3 days) Another amazing offer is that no transaction charge is applied over $1000.

Skrill is one of the apps like Paypal which gives great exchange rates and charges low transaction fees. It is spread across more than 120 countries and houses around 40 different types of currencies. It is a safe and secure platform and is trusted by more than 20 million customers across the globe.

The registration process is quick and easy and also offers many lucrative rewards. One can access it through Android and iOS phones as well.

It is one of the oldest online payment gateways that facilitates hassle-free international payments and transactions. Whether you are on the sending or receiving side, this application must be considered. One can sign up on Payoneer for absolutely zero bucks.

Also, when one transacts more than $1000, he/she receives a one-time bonus of $25.

Apart from these apps there are many new budding and established payment getaway apps and websites. The only thing to keep in mind while transacting money through online mediums is safety.

Most apps and websites are safe but the market also has many scammers. So choose the payment application wisely to transfer safely!

Alternatives to Paypal for Businesses

We all must have heard and used Skype for video calling. Transferwise is a product of Skype. This itself makes it a trustworthy platform. Apart from safe and secure international transactions, this website also offers great currency exchange rates and low transaction charges.

It is one of the best alternatives to PayPal for businesses as well as personal use!

Google Pay is now available in more than 70 countries. Businesses and merchants can easily set up Google pay business accounts with a few easy steps and start receiving money from their customers. Also, currently, Google pay does not put any added charges or fees for both customers and merchants while doing domestic transactions.

This company enables you to send money to almost every country out there. It is also considered to be one of the best Paypal alternatives. One can easily sign-up on this platform and can start transacting money. The customer support team is also very helpful.

The only con is that the processing fee is slightly higher. But businesses usually do large transactions, so it would be a good deal! 

This app is apt for both personal and business use. They have expanded in countless countries and are growing every day. People love it because it is one of the oldest and trustworthy platforms that allow its users to transact money at a comparatively cheaper transaction cost.

Bottom line

The list of online wallets and payment gateways in India is growing every day. Though some wallets may advertise lucrative offers and discounts, it is crucial to understand the risks that come with digital transactions.

Many trustworthy apps (some have been mentioned above) give a safe and secure platform to carry out transactions. Both international and domestic transactions can be carried out effortlessly and safely. Most of the data is encrypted and is protected by strong passwords.

Before enrolling in an app, always check the reviews and background so that you don’t fall for a scam and lose your hard-earned money!

We have covered some secure and good payment apps like Paypal that you can use either for personal or business use!

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